Surcharges for Using a Credit Card?
A long battle between merchants and credit card issuers has resulted in a settlement in favor of the merchants. And while both of those parties will be directly affected, an indirect third party may get the worst of it all – the consumer…. Read more and comments
Consumer Financial Protection Bureau
Are they really doing everything in their power to protect consumers? The Consumer Financial Protection Bureau, or CFPB, was founded to be a watchdog for consumers when it comes to financial products such as mortgages and credit cards. But… Read more and comments
A New Way to Get Credit: CreditPing.com
We here at The Crediteer pride ourselves in giving you valuable, timely credit tips, news, and advice. That’s why we felt that after being around for over two years, we thought it was time to do a post about our partner site, CreditPing.com……. Read more and comments
Paying the Piper: IRS Tax Time Is Coming!
Taxes — just saying the word invokes stress. And while many of us would love to just pretend we didn’t have to deal with the IRS, the unfortunate reality is that we do. And if you didn’t have enough money withheld from your paycheck this year, you may end up owing more to the IRS than you thought. And if you don’t have the cash on hand, or if you simply want to pile up some points, you can often use your credit card to pay your tax bills. Just make sure you are aware of all the costs!… Read more and comments
Should You Decline Coverage from the Rental Car Company?
If you’re renting a car and decline insurance from the rental car company because you think your credit card has you covered, you may not be as covered as you think…. Read more and comments
Want Black Friday Prices Without the Black Friday Craziness?
We all know that retailers have some phenomenal sales on Black Friday – in fact, more often than not, they are the best deals you’ll find all year. What if there was a way you could get Black Friday prices without having to deal with the Black Friday craziness? There is a way, and we’re going to tell you how…. Read more and comments
Banks Cancel Plans for Debit Card Fees
In the recent past, many large banks floated the idea of charging a monthly fee on their debit card customers—sparking outrage from coast to coast. Wells Fargo and Chase implemented pilot programs in a few states to test a $3 monthly fee if the card was used at least once in a given month for purchases. Of greatest note, Bank of America also announced that it would implement a similar monthly fee for all of its customers, except the fee would be $5 instead of $3. While consumer protest has made the banks back off charging the fee (for now), it still begs the questions: How did this all start, can it happen again, and what can you do to protect yourself in the future?… Read more and comments
UPDATED 9/26/2011: My Credit Card Company Raised My Interest Rate…WHY?!?!
Recently, I received a notice in the mail saying that the interest rate on one of my credit cards was being raised starting on November 1st. This was quite a shock to me, considering I’ve had a very good and stable credit history ever since I had access to credit. And while some people may just get upset about it and move on, I decided to try and do something about it…. Read more and comments
Do Credit Card Co.’s Online Marketplaces Really Save You Money?
If you’re one of those savvy online shoppers that clicks through to a merchant’s website from your credit card company’s online rewards marketplace, you probably feel pretty good that you’re getting a discount or extra rewards that other people miss out on. And while many times it does end up being a better deal, there are other times it’s merely masquerading as one…. Read more and comments
Could Credit Card Interest Rates be on the Rise?
With the economy taking another hit recently after the United States’ credit quality was downgraded by Standard & Poor’s, a concern about interest rate increases has developed. And even if those concerns become a reality, because of rules adopted in the CARD Act… Read more and comments
